Moneyowl referral. For me, ideally, I hope that it will at least. Moneyowl referral

 
 For me, ideally, I hope that it will at leastMoneyowl referral 50), can be done online

Chat to BuyBuy $100 Kinokuniya vouchers for $90 in Singapore,Singapore. MoneyOwl Referral (Up to $65 GrabFood credits) If you are interested in signing up for a MoneyOwl account, you can use my referral link to sign up. 95% p. MoneyOwl. CIO Letter. MoneyOwl General Information. Don’t Miss: Who Can Invest In Venture Capital Funds. MoneyOwl Referral (Up to $65 GrabFood credits) If you are interested in signing up for a MoneyOwl account, you can use my referral link to sign up. MoneyOwl WiseSaver is a cash management account that gives higher interest than normal bank saving account. ‎Welcome to MoneyOwl, your bionic financial advisor and an NTUC social enterprise, dedicated to helping you live your best life through smart financial planning, investing, and insuring. countries with a Luno presence include: Australia, Indonesia, Malaysia, Nigeria, Singapore, South. The underlying fund for WiseSaver is the Fullerton SGD Cash Fund, which primarily invests in Singapore Dollar fixed deposits and originated as a treasury management tool for. MoneyOwl is an NTUC social enterprise. Cash Management Accounts. Medium: Interview with the CEO in 2021 CTO is Mr Joo Eunkwang. $100 Kinokuniya vouchers for $90. MoneyOwl is part of the Finance industry, and located in Singapore. For more information, please visit our microsite Free Shipping 0. Garnered positive media publicity for the university through showcasing positive stories of the University's achievements, faculty, students and alumni. Our current external product providers are: Singlife with Aviva Ltd; Etiqa Insurance Pte LtdIf you require any assistance, please contact us at clientsupport@moneyowl. As a licensed fund manager, iFAST will be managing the investment portfolios in line with MoneyOwl’s philosophy of focusing on low-cost. Although participants in the space (such as Grab and MoneyOwl) that offered low-cost investment services have winded down their services in recent days, Mari Invest appears to be heading in the opposite direction and managed to grow its fund size in a short time. Besides the legal requirements stated above (e. If you are satisfied with the portfolio and asset allocation, you can start investing in this portfolio with MoneyOwl by creating and funding your account. This will allow you to earn up to $65 GrabFood credits. Fund any amount e. Making Wise Decisions Easy | MoneyOwl is an NTUC social enterprise. Previously, the only way you could purchase these Dimensional funds would be via a financial advisor. New MoneyOwl coupons are published approximately every 30. MoneyOwl Referral (Up to $65 GrabFood credits) If you are interested in signing up for a MoneyOwl account, you can use my referral link to sign up. If you're aWe offer a personal wealth planning appointment to help you achieve your financial goals. a. Best Projected Returns: Endowus Cash Smart Ultra. a. Voucher from CTC travel agent, a Chat to BuyHey! Kelvin here! I talk about money related stuff like investing, credit cards, how to save money to retire early!All-In Endowus Fee. (Total of 3 services/products) Disclaimer. M Malls Referral Code: KLL3WG (Refer a Friend Promo) M Privileges has been re-branded to L Privileges since 1 April 2023. Get S$2* cash back everyday for 10 days (total S$20) --> Minimum deposit of S$100. I Get : Free Hosting (GoGeek) x 1 Month. a. 9x) being applied for out of the total S$600 million. The fee change for less than $100,000 (0. LoginMoneyOwl is a financial advisory and fund management company operating in the financial services industry. MoneyOwl WiseSaver: 4. Dear MoneyOwl clients, We are saddened by MoneyOwl’s recent announcement – while some may have considered MoneyOwl and Endowus as competitors, we believed that we were aligned to the same mission of helping Singaporeans invest better, and proliferating the conflict-free, fee-only advisory model. A few years ago, the projected return was 1. We can invest both our cash and SRS funds into this cash management account. 40%, you will get active income portfolio management expertise. MoneyOwl Performance review – Mar 2022. MoneyOwl: FOC with promo code <MOMAIL> (U. From April. . MoneyOwl WiseSaver is 100% invested in the Fullerton Cash Fund, so you can imagine the moomoo Cash Plus returns to 2. 68% p. View Company Info for Free. This will allow you to earn up to $65 GrabFood credits. May 2004 - Jul 2007 3 years 3 months. If they join using your referral link and use any/all eligible services, you'll both receive rewards! Visit the link below to find out more: MoneyOwl Referral (Up to $65 GrabFood credits) If you are interested in signing up for a MoneyOwl account, you can use my referral link to sign up. 827 følgere på LinkedIn. SINGAPORE - The financial advisory and investing industry could be in for a shake-up as customers get more demanding, especially if the economy slows, said observers. When you sign up for MoneyOwl using my referral code 6RGR-83QP, you’ll get a total of $60 Grab credits. Buying through MoneyOwl is a fast and easy process! Our platform allows you to assess your needs and compare between plans online in your own time. - 1. a. sg is ranked #86 in the Finance > Investing category and #713280 Globally according to March 2023 data. 5% p. MoneyOwl WiseSaver → Hidden gem (4% p. An agreement for the transfer of DIYInsurance business from Providend to MoneyOwl. WiseSaver (Cash Management portfolio) – 3. Here’s what you need to do: Sign up for a MoneyOwl account with my referral link; Apply for MoneyOwl’s servicesWhen investing as an individual, there are minimum trade sizes and high transaction costs imposed on the account, and this makes investing as an individual cost-prohibitive. March 8, 2023. Supposedly, it has never had a negative return since inception in 2009. MoneyOwl only invests in mutual funds, while Endowus invests funds in mutual funds and unit trusts. Dear MoneyOwl clients, We are saddened by MoneyOwl’s recent announcement – while some may have considered MoneyOwl and Endowus as competitors, we believed that we were aligned to the same mission of helping Singaporeans invest better, and proliferating the conflict-free, fee-only advisory model. To write a will, you should be: 21 years old and above. Referral Rewards. It isn’t my main Robo Portfolio but they kind of become slightly more trusted over the last few. Market-based. Buy 4% nett off Capitaland Voucher for sale in Singapore,Singapore. For Endowus, it is also similarly tiered like Moneyowl. This monthly comparison table is brought. If they join using your referral link and use any/all eligible services, you'll both receive rewards! Visit the link below to find out more:MoneyOwl Referral (Up to $65 GrabFood credits) If you are interested in signing up for a MoneyOwl account, you can use my referral link to sign up. Call Back. Of sound mind. The Steps You Need to Take to Invest Your SRS in a Recurring Manner. MoneyOwl. 3. The Endowus WealthTech Conference 2023 was a two-day event that took place at the Conrad Centennial over the last weekend. Investment MoneyOwl NTUC Will Writing. 4%. Investment Value. MoneyOwl Pte Ltd (UEN. Maintain funds for 30 days. On April 21, 2022 September 17, 2022 By Ristrettz In Alternative Income, New Ideas, Robo Advisors Leave a comment. Syfe Cash+ Flexi currently has projected returns of 3. 6% p. We have invited you here today to share our joy in the signing of two agreements: An agreement between NTUC Enterprise and Providend that will constitute MoneyOwl as a 60-40 joint venture company; and. 0 million. Formed in 2018 and licensed by the Monetary Authority of Singapore, MoneyOwl provides comprehensive, competent, and. MoneyOwl has a referral program that grants you some benefits when you start using them when you. Description. The last piece of the puzzle was for them to launch their Comprehensive Financial Planning (CFP) tool, which is the only one integrating national schemes like CPF to provide you with a holistic picture of your wealth and financial assets. a. Here’s what you need to do: Sign up for a MoneyOwl account with my referral link; Apply for MoneyOwl’s services MoneyOwl has a referral program that grants you some benefits when you start using them when you sign up with a referral code. 12% p. MoneyOwl to Wind Down Financial Advisory Business by End-2023. 5y (from referrals) - keeping the cost at $1. 5%pa. There are a variety of way to invest via the MoneyOwl platform. As a joint venture between NTUC Enterprise and Providend, both of which enjoyed stellar reputations for ethical business and doing. Phone Number +65 63299188. mexc referral code 15LQVMoneyOwl | 2,876 followers on LinkedIn. Do note that this promotion is valid with corporate offers and Endowus' own Personal Referral Program. Zero hard-selling and no pressure to purchase at all. Quite a few people have enquired about referral codes when creating their MoneyOwl Account. The articles would discuss whether the 4% Rule. 5% p. Explore the answers to commonly-asked questions. (Total of 3 services/products) Personally, I think that they are decent. Not Available AMK Hub FairPrice Jurong Point M Malls NTUC Thomson Plaza. a. Issuing or Promulgating Analyses/Reports on Investment Products. Code is hidden Get. Bunnarith Lo is a Manager, Marketing at MoneyOwl based in Singapore, Central Singapore. Life Policies. Enjoying MoneyOwl's services and want to spread the word? We want to reward you! Simply log in to your MoneyOwl account and share your unique referral code with friends and family. com. Structured Deposits. The more fees you pay, the more it affects your long term goals. 07 per trade. If you need a referral code to get a $20 to $60 Grab Voucher, you can use my MoneyOwl referral code here. Deputy Prime Minister Heng Swee Keat graced the event on day one, whereas day two was. Operating Hours. Earn up to $60 GrabFood…Read on to learn more! MariBank previously had a limited time promo from 9-11 Sep 2023 when the voucher pack is $300 but that deal is over and no longer valid. a. I enjoy supporting these SG-based underdogs – it reminds me of AutoWealth. We have decided to activate our Business Continuity Plans and to have all our employees work from home as part of our social responsibility to a larger community. a. New sign-ups for investment accounts through MoneyOwl’s platform must be completed by 6:00 pm Referral Codes/links must be utilised and conditions for “Refer and Earn” rewards fulfilled by 6:00 pm. About MoneyOwl. While the company has. Source: MoneyOwl. 1,000 M Points = $1 carpark credits. Thoughts on Fullerton SGD Cash Fund? Both Moomoo and Moneyowl are currently offering incentives to subscribe to this fund. See How I Use SiteGround : my blog posts. Search This Site. As demonstrated, the savings is really significant and encourages clients to continue to stay invested regardless of the market volatility and economic conditions as long as their financial circumstances still permit. 40% a year. Formed in 2018 and licensed by the Monetary Authority of Singapore, MoneyOwl provides comprehensive, competent, and conflict-free financial advice. MoneyOwl is one of only two robos allowed to offer #investment services for the CPF Board Investment Scheme. Refer to MoneyOwl referral program to understand how the mechanics works. Investment (Free ~SGD700 Gifts) Moomoo Referral Link. What this means is that MoneyOwl is now 100% owned by NTUC Enterprise, with zero impact on our capital position. MoneyOwl built a contact base of 91,000. Select the portfolio from the drop-down list> Enter the funding amount. Amount Offered: 600 millions. 2. MoneyOwl was awarded the Singapore Business Review Technology Excellence Awards in June 2020 and MoneyOwl's advisory platforms are ISO27001 certified. For me, ideally, I hope that it will at least. SGD 1. reduce volatility due to low correlation with Pac Basin & EM Large Cap. Once you have requested a quote through our website, our friendly Client Advisers will get in touch via mobile and email and when you are ready, meet you to complete your application. WiseSaver is MoneyOwl’s cash management account. Chat with us. 31. MoneyOwl . Allotment Result For SSB October 2023 (SBOCT23 GX23100T) This October 2023 SSB issue turned out to be undersubscribed again. About WiseSaver. e. Invest in mutual funds or single premium insurance plans with MoneyOwl. (Free $60 Grab Credits) MoneyOwl Referral Code : 6RGR-83QP – 🇸🇬 Singapore Referral Codes 🇸🇬 Investment (Free $60 Grab Credits) MoneyOwl Referral Code : 6RGR-83QP. Create your MoneyOwl account fast and hassle free with Myinfo, or skip to create account manually. Will writing might seem daunting, especially since it’s not a commonly talked about topic amongst friends and family. 8 million. No. Best Discounts 80% OFF. You can receive $20 credit for each of the following actions: (1) getting a comprehensive financial planning service, (2) purchasing any insurance coverage, or (3) investing/saving in any portfolio. Website. More solutions are likely to be introduced in due time as this new joint venture aims to make its mark in Singapore. Making Wise Decisions Easy | MoneyOwl is an NTUC social enterprise. Fee charged of $2. SGD 1. MoneyOwl Performance to date – May 2021 & New Referral Scheme On June 9, 2021 By Ristrettz In Alternative Income, New Ideas, Robo Advisors I have. Grab great savings at Moneyowl Sjv Io during Black Friday Sales with the lowest prices. Be the first to know about new promotions. Multi-Pay CI Plan. This is tiered, meaning if one were to invest 110k, the whole amount is charged 0. By appointment only. fixed deposits, Singapore Saving Bonds with no lock-in period for absolute liquidity. ) in a high-interest rate environment; Don’t Miss These Promo Deals. Contact. Aug 2023. Access exclusive tips, advice and other personal finance resources. Compare sgreferralpromo. Submit SingSaver Form. The other is Endowus. MoneyOwl is a financial adviser and fund management company licensed by the Monetary Authority of Singapore (MAS). MoneyOwl in Moses Lake, WA Expand search. A few readers asked whether there will be an update and I thought half a year is a good time to see how […]For Anton Tan, Associate Lead Adviser from MoneyOwl, clients’ referrals and knowing that his work leaves a positive impact on people’s lives keeps him striving for his clients’ best interest. Previously, Bunnarith was a Senior Brand Manager at Red Bu ll and also held positions at Niessing Asia Pacific, Maybank Singapore. Retirement income plans can help mitigate this risk because insurers have the expertise and experience to invest on your behalf. Join to view full profile. Create an account at. MoneyOwl only uses funds that are being managed by Dimensional. a. It's being marketed as an ultra low risk, highly liquid and safe place to temporarily park extra cash with projected returns of around 4%. StashAway is an intelligent wealth management platform that's designed to. (Total of 3 services/products) Disclaimer. This is a genuine voucher which I won it during company annual dinner. NRGH Pain Clinic Referral Form 2016 png file. I started tracking these portfolios roughly around 14 July 2020 when I started with them. Robo advisors allow you to own fractional portions of ETFs, which is impossible to do on your own unless you have a large capital. MONEYOWL PRIVATE LIMITED. MoneyOwl charges 0. Princess Cruise voucher worth $1000, to let go at $900. For me, ideally, I hope that it will at least. Download. Issue date : 01 Mar 2023. Trust Bank Referral Code: One Complimentary Main Course with Purchase of 2 Main Courses at Yellow Pot. The fees are as follows: Portfolio. 01% whereas the 10-year average return is 3. This amount will be. Give your child or loved ones the gift of financial security by opening a joint investment account with them. g. Formed in 2018 and licensed by the Monetary Authority of Singapore, MoneyOwl provides comprehensive, competent, and. $160. MoneyOwl is a financial adviser and fund management company licensed by the Monetary Authority of Singapore (MAS). Get Directions Opens a new window. 23 Keong Saik Rd, Singapore, Central Singapore, 089130, Singapore. The Edge Singapore Thu, Aug 31, 2023 • 06:43 PM GMT+08 • 2 min read. YYLee Legacy: $350 nett, provides valid witnesses and can collect will on the same day. MoneyOwl WiseSaver is a fund which invests in Singapore Dollar bank deposits, allowing you to earn higher returns with the ability to withdraw your funds whenever you need them. Subsequently, you can purchase policies with your own Buddy ID and. My Other Data-Driven Index and Multifactor ETF Articles. Expense ratio: 0. Endowus are one of the very few robo-advisors that invest in unit trusts. If you need a referral code to get a $20 to $60 Grab Voucher, you can use my MoneyOwl referral code here. This is not a sponsored. 06%. For more information, please visit our microsite. MoneyOwl Referral Programme MoneyOwl is winding down its financial advisory business by 31 Dec 2023 Last updated on 17 Oct, 2023 4 min read Insurance , Robo AdvisorMoneyOwl: 5% off public rates; MoneyOwl: FREE Comprehensive Financial Planning Online Report; Senoko Energy: Enjoy up to $70 bill rebate; Telecommunications: M1: S$15 off M1 SIM-only plan;. 3% whereas the 10-year average return is now 3. Collective Investment Schemes. Say goodbye to keying in the UEN number manually. We offer a free and simple will writing service to help you distribute your estate. My Other Data-Driven Index and Multifactor ETF Articles. While the company has. POEMS 3 App. There are a total of 44 active coupons available on the Money Owl website. One thousand bucks! Updated in 2023 – Read more about my ultimate Syfe REIT+ review for a high-value deep-dive. You can receive $20 credit for. Simply use our promo code: DNS123. It has been announced that MoneyOwl is winding down its financial advisory business and all commercial activities will cease by December 31, 2023. Endowus offers multi-asset ESG portfolios that are customized to your risk tolerance. It aims to be accessible to beginning investors, so the minimum one-time lump sum investment amount is just $100. Last Update. 6% p. Jobs People LearningOctober 23, 2023 by Kevin Leave a Comment. P. 1. Luno is headquartered in London with regional hubs in the US, Europe, APAC and Africa. It's being marketed as an ultra low risk, highly liquid and safe place to temporarily park extra cash with projected returns of around 4%. Tuesday, October 24, 2023: All investment clients to complete transactions on MoneyOwl’s platform by 6:00 pm: Wednesday, October 25, 2023 Joint Investment Account. Interest Payment Date: Upcoming payment: 01 Mar 2024. You can earn up to $1,500 per calendar year. Worked on collaterals and event branding to ensure overall alignment with the corporate brand. Learn more about Myinfo. 4. Advising on investment products. moneyowl. I’m already a happy MoneyOwl client, you should check it out too! You can use my referral link (or key in 6SHU-93M C) to get free $20-$60 Grab Vouchers when you invest with them. View Contact Info for Free. Marketed as the perfect place for you to park your spare cash and emergency funds, as well as the “dry powder” that is set aside. Each CouponBirds user clicks 1 coupon code in the last three days. In response to the COVID-19 situation in Singapore, we would like to inform you that Providend has started telecommuting with effect from 17 th May 2021. Its mission is to enable everyday Singaporeans to make wise financial decisions to live. 60% a year (depending on your investment asset-under-management). MoneyOwl is a financial advisory and fund management company licensed by the Monetary Authority of Singapore (MAS). 88%) MoneyOwl WiseSaver is a fund which invests in Singapore Dollar bank deposits, allowing you to earn higher returns with the ability to withdraw your funds whenever you need them. Key Takeaways. Allotment date : 24 Feb 2023, after 3pm // third last business day. As users, we simply just see the cash fund that we hold grow in value every day. Medium: Interview with the CTO in 2021 Business modelFounded in 2013, Luno is a global cryptocurrency company which invests in cryptocurrencies and blockchain startups including Grayscale and Coindesk. Every year, they. 30pm – 9pm. This is after taking into consideration that Endowus rebates trailer fees to investors, as well as the fund-level fee and Endowus’ fees. Lastly, instruct MoneyOwl directly (enquiries@ifastgm. Doodhvale: Fresh Milk Delivery Coupon Codes 90% Off (2023 October) 5. That's why we offer a one-stop service. 166. 7 Years Later) If you want to try them out, my. Learn more about MoneyOwl's pricing and fees for services including insurance, Dimensional, WiseIncome, WiseSaver, CFP and more. This will allow you to earn up to $65 GrabFood credits. You can refer to my past comparison of Robo-advisers’ portfolio performances: Comparing the Performance of Some Singapore Robo Advisers (2022 Update 1. MoneyOwl is a financial advisory and fund management company licensed by the Monetary Authority of Singapore (MAS). Here’s what you need to do: Sign up for a MoneyOwl account with my referral link; Apply for MoneyOwl’s services(Free $60 Grab Credits) MoneyOwl Referral Code : 6RGR-83QP . 201820691C) is a financial adviser and fund management company licensed by MAS. For asset under management S$100,000 and below, there will be a 0. Posted by u/babythecatto - No votes and no commentsReceive a FREE Comprehensive Financial Planning Online Report (U. Get the best of MoneyOwl delivered straight to your inbox. Will writing might seem daunting, especially since it’s not a commonly talked about topic amongst friends and family. If you would like to give MoneyOwl a try do remember to use my referral code: 1JIC-91CM. T&C apply. The platform has 0 platform fees, but the advisory and fund-level fees differ depending on the portfolio and the amount invested. Create Your Account. 27 july, Thursday | 7. $160. We discover our latest discount code on November 23, 2023. a. MoneyOwl is a social enterprise and a joint venture between NTUC Enterprise Co-operative Limited and Providend Holding Private Limited. MONEYOWL PRIVATE LIMITED. Hey! Kelvin here! I talk about money related stuff like investing, credit cards, how to save money to retire early!The journey will be ending for MoneyOwl at the end of the year. MoneyOwl is one of the financial advisory and fund management company in Singapore, licensed by the Monetary Authority of Singapore (MAS). At Endowus, we. 5%pa and not 0. I last updated the performances of the portfolios of popular Robo-advisers in Singapore nine months ago. You’ll notice that I’ve hardly pushed any referral signups for these three even though their referral rewards are absolutely amazing. Formed in 2018 and licensed by the. Here’s what you need to do: Sign up for a MoneyOwl account with my referral link; Apply for MoneyOwl’s services New Referral Codes. As an NTUC social enterprise, our mission is to provide comprehensive, competent, and conflict-free financial advice that will help you make wise money decisions easily and confidently to live your best possible life. non-guaranteed which is pretty competitive when compared against other cash management solutions. This is not a sponsored post. After a rather muted response from investors and being undersubscribed for the last few issues, Singapore Savings Bonds continued the trend of being unfancied by yield hunters in the latest SSB September 2023 with S$523 million (0. 4. October 23, 2023 by Kevin Leave a Comment. For more information, please visit our microsite here. Formed in 2018 and licensed by the Monetary Authority of Singapore, MoneyOwl provides comprehensive, competent, and. g. 79% p. MoneyOwl | 2. Both of us with get S$20 worth of GrabFood Vouchers for every product or service that you sign up so that means that both of us will get up to S$60 worth of GrabFood Vouchers. All applicants who applied were fully allotted subject to the individual allotment. Victoria Child Care Resource & Referral is a quality. MoneyOwl announced on August 31, 2023, that it is winding down its financial advisory business and that all commercial activities will cease by December 31, 2023. If your distribution wishes are relatively straightforward, MoneyOwl offers a FREE online will-writing service that does not require a lawyer, is legally binding and easy to use. Here’s what you need to do: Sign up for a MoneyOwl account with my referral link; Apply for MoneyOwl’s servicesThe Fullerton MoneyOwl WiseIncome (referred to WiseIncome for short) is a multi-asset unit trust incorporated in Singapore as a sub-fund under the Fullerton Fund. 6% to 3. The reason for this referral has been explained to the client: Y N The client agrees to the exchange of information between the Referring Agent and Discovery Y N for the purpose. Less than 200K is 0. ) in a high-interest rate environment; Don’t Miss These Promo Deals. The referrer needs to have a MoneyOwl account. Get the full moneyowl. Investment MoneyOwl NTUC Will Writing. Examples [as of May 2022]: 100 M Points = $5 off min. com__Nearby Car Parks:Multi-storey Car Park at Craig Place,Open-air Duxton Hill Car Park,Sheltered Car Park at The Pinnacle@DuxtonNearest MRT Station:Tanjong Pagar. 88* Flat. High-interest rates: GXS Bank offers high interest rates on its savings accounts via Saving Pockets at 2. At no additional cost to you, my personalized referral link would give. Refer to MoneyOwl referral program to understand how the mechanics works. Create your MoneyOwl account fast and hassle free with Myinfo, or skip to create account manually. MoneyOwl’s digital will service is supposed to be as generic as they come. This decision comes after a comprehensive review jointly conducted by MoneyOwl and its shareholder, NTUC Enterprise, which concluded that. This is a management fee more associated with more passive, quantitative index strategies but MoneyOwl and Fullerton are able to keep the. Learn more about the new digital bank and usage tips in. 6% p. Instead, I’m taking the route of investing in Fullerton SGD Cash Fund via our homegrown MoneyOwl instead. I invest $3,000 into Endowus for my CPF portfolio in June 2020. If this is something that you are exploring, my MoneyOwl referral link ( 2WTS-83YN ) would give your portfolio a head-start when you decide to. Trust Bank Referral Code: NV68VTDE and Usage Tips (by Standard Chartered and FairPrice Group) M Malls Referral Code: KLL3WG (Refer a Friend Promo) Why Webull Singapore? MoneyOwl Referral Programme; How to request for a fee waiver for DCS credit cards(Free $60 Grab Credits) MoneyOwl Referral Code : 6RGR-83QP . com. 05% p. Exchange-Traded Derivatives Contracts. Here is my referral link: My MoneyOwl Referral Promo Code Link If you use my referral code to sign up for their services, you will be able to get $60 worth of GrabFood credits. You’ll see how little fees (when funding my portfolio) are incurred in my example below –.